O

OviPay Gateway

Sovereign 0% Fee UPI Infrastructure

Vercel Serverless Ready • Neon Postgres Integrated

Zero-Fee UPI Payments.
Direct Peer-to-Bank Rails.

Self-hosted white-label payment gateway with dynamic QR code generation, instant mobile UPI intents, and 12-digit UTR fallback matching.

Dynamic Vector QR

Instant generation of standard NPCI UPI QR codes encoded with real-time merchant VPA and order amount.

Mobile Intent Buttons

1-tap deep links for PhonePe, Google Pay, Paytm, and BHIM UPI apps on mobile devices.

12-Digit UTR Fallback

Guaranteed 100% payment verification uptime with anti-replay protection and HMAC-SHA256 webhooks.